Wendy Hinman has published articles in a variety of publications and is the award-winning author of two hit books: Tightwads on the Loose and Sea Trials. She is a regular speaker at yacht clubs and boat shows around the country and her presentations are filled with examples and infused with humor. She grew up sailing and has cruised and raced in venues around the globe in all sorts of boats as skipper and crew, sometimes winning. She spent seven years at sea, sailing 34,000 miles aboard a small, simple boat and learned the most essential ingredient aboard is a good sense of humor. She and her husband are currently building a boat for more cruising adventures. www.wendyhinman.com